{"id":68101,"date":"2026-02-25T17:56:04","date_gmt":"2026-02-25T17:56:04","guid":{"rendered":"https:\/\/youngexplorersclub.ch\/currency-tips-using-swiss-francs-with-kids\/"},"modified":"2026-02-25T17:56:04","modified_gmt":"2026-02-25T17:56:04","slug":"currency-tips-using-swiss-francs-with-kids","status":"publish","type":"post","link":"https:\/\/youngexplorersclub.ch\/fr\/currency-tips-using-swiss-francs-with-kids\/","title":{"rendered":"Currency Tips: Using Swiss Francs With Kids"},"content":{"rendered":"<h2>We&#8217;ll plan your family wallet for Swiss trips<\/h2>\n<p>For a smooth family trip to Switzerland, organize a practical <strong>wallet system<\/strong> before you go. Carry a <strong>coin pouch<\/strong> you can reach easily with <strong>5\u201320 CHF<\/strong> for vending machines, toilets and snacks. Keep a separate <strong>50\u2013200 CHF emergency note<\/strong> hidden and secure. Bring at least two <strong>contactless cards<\/strong> and keep one as a backup. Teach kids to recognise coins and to make supervised payments. We suggest setting up <strong>mobile wallets<\/strong> or <strong>Twint<\/strong> to control digital transfers. Remember <strong>cash rounds to the nearest 5 rappen<\/strong> while cards charge exact centimes. Withdraw larger sums less often to cut <strong>ATM fees<\/strong>.<\/p>\n<h3>Cash and coins<\/h3>\n<p>Keep small change handy for everyday micro purchases. A reachable coin pouch with <strong>5\u201320 CHF<\/strong> in mixed coins will cover:<\/p>\n<ul>\n<li><strong>vending machines<\/strong><\/li>\n<li><strong>public toilets<\/strong><\/li>\n<li><strong>parking meters<\/strong><\/li>\n<li><strong>market stalls<\/strong> and <strong>mountain huts<\/strong><\/li>\n<\/ul>\n<p>Always conceal a hidden emergency note of <strong>50\u2013200 CHF<\/strong> in a secure place separate from your main wallet.<\/p>\n<p>Note: <strong>cash totals round to 5 rappen<\/strong> in Switzerland, while card payments are charged to the exact centime\u2014keep coins ready for small cash-only purchases.<\/p>\n<h3>Cards and digital payments<\/h3>\n<p>Take at least two <strong>contactless cards<\/strong> and store one separately as a backup. Add cards to a <strong>mobile wallet<\/strong> and consider enabling <strong>Twint<\/strong> for peer-to-peer transfers and easy merchant payments.<\/p>\n<ul>\n<li>Set <strong>travel alerts<\/strong> with your bank before departure.<\/li>\n<li>Ask your bank about <strong>spending limits<\/strong> and daily withdrawal caps for added control.<\/li>\n<li>Use one card for daily spending and keep the backup locked away or on your person in a different place.<\/li>\n<\/ul>\n<h3>Kids and pocket money<\/h3>\n<p>Teach children to recognise coins with short, supervised shopping exercises. Consider:<\/p>\n<ul>\n<li><strong>prepaid<\/strong> or <strong>youth accounts<\/strong> to limit exposure<\/li>\n<li><strong>supervised Twint<\/strong> transfers for digital pocket money<\/li>\n<li>practicing simple purchases so kids learn to use coins and identify small-denomination notes<\/li>\n<\/ul>\n<h3>ATM and exchange tips<\/h3>\n<p>Reduce fees by withdrawing <strong>larger amounts less often<\/strong>. Avoid poor airport exchange counters\u2014use bank ATMs or withdraw from your home bank in advance where possible. Store a backup card separately from your main wallet to cover card failures or loss.<\/p>\n<h2>Key Takeaways<\/h2>\n<ul>\n<li><strong>Carry 5\u201320 CHF<\/strong> in small coins for everyday small purchases, and keep a hidden <strong>50\u2013200 CHF<\/strong> emergency note.<\/li>\n<li><strong>We recommend at least one contactless card plus a backup<\/strong>; add cards to a mobile wallet and set travel alerts and spending limits with your bank.<\/li>\n<li><strong>Teach children coin identification<\/strong> with short supervised shopping exercises; consider prepaid or youth accounts, or supervised Twint for digital pocket money.<\/li>\n<li><strong>Be aware cash totals round to 5 rappen<\/strong> while cards charge exact centimes; keep coins handy for vending machines, parking meters, market stalls and mountain huts.<\/li>\n<li><strong>Reduce ATM fees<\/strong> by withdrawing larger amounts less often, avoid poor airport exchange rates, and store a backup card separately from your main wallet.<\/li>\n<\/ul>\n<p> https:\/\/youtu.be\/LjKCu4dq0Zs<\/p>\n<h2>Essential family currency checklist \u2014 what to carry and why<\/h2>\n<p>We, at the <strong>young explorers club<\/strong>, keep <strong>currency<\/strong> simple and practical for families. I plan for <strong>small everyday needs<\/strong>, one <strong>emergency reserve<\/strong>, and reliable <strong>electronic access<\/strong>.<\/p>\n<h3>What to carry \u2014 clear checklist<\/h3>\n<p>Use the short list below when packing wallets and daypacks so you don&#8217;t fumble at a kiosk or parking meter.<\/p>\n<ul>\n<li><strong>5\u201320 CHF in small coins<\/strong> (<strong>coin mix<\/strong>) in an easy-access <strong>coin pouch<\/strong> or small zip bag \u2014 perfect for vending machines, public toilets, small kiosks and children\u2019s treats.<\/li>\n<li>One larger banknote (<strong>50\u2013200 CHF emergency note<\/strong>) stashed separately from daily cash \u2014 keep it in a secure pocket or <strong>money belt<\/strong>.<\/li>\n<li>At least <strong>one card enabled for contactless payments<\/strong> and a <strong>second backup card<\/strong> kept elsewhere in case of loss or chip issues.<\/li>\n<li>A small <strong>cardholder<\/strong> or <strong>phone wallet<\/strong> so kids&#8217; pocket money stays together and visible.<\/li>\n<li>A compact <strong>receipt envelope<\/strong> for keeping refunds, tickets, and small change organized.<\/li>\n<\/ul>\n<p>I recommend the <strong>5\u201320 CHF in small coins<\/strong> be instantly reachable. It saves time at train stations and playground snack stands. The <strong>50\u2013200 CHF emergency note<\/strong> should stay out of sight until needed.<\/p>\n<p><strong>Cash<\/strong> and <strong>digital<\/strong> differences matter. <strong>CHF (Swiss franc)<\/strong> is a strong, stable currency, so check the live exchange rate on the day you travel and use a conversion tool or app for quick checks. Note that cash payments are effectively <strong>rounded to the nearest 5 rappen<\/strong>; electronic payments are charged to the <strong>exact centime<\/strong>. That rounding can add up with many small purchases, so use cards when precision matters.<\/p>\n<p>Practical card tips I follow: <strong>enable contactless<\/strong>, confirm <strong>daily limits<\/strong> with your bank, and leave your <strong>PIN memorized<\/strong> rather than written down. Keep one card in your <strong>luggage<\/strong> and one in your <strong>daypack<\/strong>. For kids, <strong>preload a small amount of coins<\/strong> and explain how to use machines and pay for small treats.<\/p>\n<p>For family trips, a quick read on handling money abroad helps parents plan activities and budgets \u2014 see this short guide on Swiss franc essentials for family travel (<a href=\"https:\/\/youngexplorersclub.ch\/family-trip-in-switzerland\/\">Swiss franc<\/a>) for more packing and activity ideas.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/youngexplorersclub.ch\/wp-content\/uploads\/2025\/11\/L1003378-1.jpg\" alt=\"Summer camp Switzerland, International summer camp\" title=\"\"><\/p>\n<h2>Using cash, cards and mobile payments with kids<\/h2>\n<p>We, at the <strong>Young Explorers Club<\/strong>, help families pick practical payment options for <strong>Swiss trips<\/strong>. <strong>Switzerland<\/strong> still accepts <strong>cash<\/strong> widely, and cash usage remains strong for small purchases like <strong>bakery items<\/strong>, <strong>kiosks<\/strong> and <strong>ticket machines<\/strong>.<\/p>\n<h3>Card, cash and mobile: what to expect<\/h3>\n<p>Expect broad acceptance of <strong>contactless EMV<\/strong> at shops and restaurants. <strong>Apple Pay<\/strong> and <strong>Google Pay<\/strong> work at many terminals, and adding a card to a mobile wallet makes buying <strong>quick<\/strong> and <strong>hygienic<\/strong>. <strong>Twint<\/strong> dominates local peer-to-peer transfers and is accepted by lots of merchants; I recommend teaching teens <strong>Twint basics<\/strong> for quick P2P payments. <strong>Visa<\/strong> and <strong>Mastercard<\/strong> are widely accepted. <strong>Maestro<\/strong> still appears at many <strong>ATMs<\/strong> and debit terminals, so bring a card that supports it if you rely on debit. Many banks offer <strong>youth accounts<\/strong> and <strong>family-friendly cards<\/strong> with limits and parental controls. For younger children, I prefer <strong>cash<\/strong> or a supervised <strong>Twint account<\/strong> so parents keep visibility and limits. If you&#8217;re planning a <a href=\"https:\/\/youngexplorersclub.ch\/family-trip-in-switzerland\/\">family trip<\/a>, factor in markets and alpine huts that may prefer coins and small bills.<\/p>\n<h3>Before you travel \u2014 quick checklist<\/h3>\n<p>Here are the steps I recommend every family do before departure:<\/p>\n<ul>\n<li><strong>Enable international contactless and online purchases<\/strong> on your cards with your bank.<\/li>\n<li><strong>Add at least one credit or debit card<\/strong> to your mobile wallet (<strong>Apple Pay<\/strong> or <strong>Google Pay<\/strong>).<\/li>\n<li><strong>Set travel alerts and spending limits<\/strong> on family accounts so banks don&#8217;t block transactions.<\/li>\n<li><strong>Arrange a youth account or prepaid card<\/strong> for older kids if you want digital controls and statements.<\/li>\n<li><strong>Download and register Twint<\/strong> for P2P payments; link a parent card or set parental approval where possible.<\/li>\n<li><strong>Carry a small cash backup in Swiss francs<\/strong> for mountain huts, small vendors and places that still prefer coins.<\/li>\n<li><strong>Teach kids how to check receipts and use contactless safely<\/strong>; show them PIN rules for higher-value purchases.<\/li>\n<\/ul>\n<p><img decoding=\"async\" src=\"https:\/\/youngexplorersclub.ch\/wp-content\/uploads\/2025\/11\/IMG_7854-1.jpg\" alt=\"Summer camp Switzerland, International summer camp\" title=\"\"><\/p>\n<h2><strong>Coins, denominations<\/strong> and <strong>small-change practicalities for kids<\/strong><\/h2>\n<p>We, at the <strong>Young Explorers Club<\/strong>, keep coin basics simple for families so kids feel <strong>confident<\/strong> handling <strong>Swiss money<\/strong>. I explain the pieces, show common uses, and give tips you can use the first day in Switzerland.<\/p>\n<p><strong>Coins and notes<\/strong> are straightforward. The coin denominations you&#8217;ll see are:<\/p>\n<ul>\n<li><strong>5 rappen<\/strong><\/li>\n<li><strong>10 rappen<\/strong><\/li>\n<li><strong>20 rappen<\/strong><\/li>\n<li><strong>\u00bd franc (50 rappen)<\/strong><\/li>\n<li><strong>1 franc<\/strong><\/li>\n<li><strong>2 francs<\/strong><\/li>\n<li><strong>5 francs<\/strong><\/li>\n<\/ul>\n<p>The smallest legal-tender coin is the <strong>5 rappen<\/strong>; 1 and 2 rappen coins were withdrawn. <strong>Banknote<\/strong> denominations are:<\/p>\n<ul>\n<li><strong>10 CHF<\/strong><\/li>\n<li><strong>20 CHF<\/strong><\/li>\n<li><strong>50 CHF<\/strong><\/li>\n<li><strong>100 CHF<\/strong><\/li>\n<li><strong>200 CHF<\/strong><\/li>\n<li><strong>1,000 CHF<\/strong><\/li>\n<\/ul>\n<p><strong>Electronic card and mobile payments<\/strong> use exact centime amounts, but <strong>cash follows rounding rules<\/strong>.<\/p>\n<p><strong>Cash rounding<\/strong> made easy to remember:<\/p>\n<ul>\n<li>A total of <strong>12.03 CHF<\/strong> paid in cash is rounded up to <strong>12.05 CHF<\/strong>.<\/li>\n<li>A total of <strong>12.02 CHF<\/strong> paid in cash is rounded down to <strong>12.00 CHF<\/strong>.<\/li>\n<\/ul>\n<h3><strong>Quick reference for kids and parents<\/strong><\/h3>\n<p>Below are simple lists and practical points you can rehearse with children before a trip.<\/p>\n<ul>\n<li><strong>Coin denominations:<\/strong> 5 rappen, 10 rappen, 20 rappen, 50 rappen, 1 CHF, 2 CHF, 5 CHF.<\/li>\n<li><strong>Banknote denominations:<\/strong> 10, 20, 50, 100, 200, 1,000 CHF.<\/li>\n<li><strong>Important notes:<\/strong> 5 rappen smallest coin; cards keep exact centime totals; cash rounding applies at tills.<\/li>\n<li><strong>Where coins matter most:<\/strong> vending machines, parking meters, public toilets, small kiosks and bakeries.<\/li>\n<\/ul>\n<p><strong>Carry a small roll or zip bag of coins.<\/strong> I recommend separate pockets for kids so they can grab coins for snacks without searching. Teach them to check the coin <strong>size<\/strong> and <strong>color<\/strong>: 1 and 2 franc coins look different from rappen. Practice a few quick payments together so they learn <strong>change<\/strong> and <strong>rounding<\/strong>.<\/p>\n<p>If you want a family budgeting exercise before you leave, try a mock purchase with coins and cards. For planning ideas on how this works during a trip, see our <a href=\"https:\/\/youngexplorersclub.ch\/family-trip-in-switzerland\/\">family trip in Switzerland<\/a> page for activities that pair well with teaching kids to use cash.<\/p>\n<p>\n<div class=\"entry-content-asset videofit\"><iframe loading=\"lazy\" title=\"Bike Camp   Barely Legal | Teen Travel Camp in Switzerland  | The Best Summer Camps in Switzerland\" width=\"720\" height=\"405\" src=\"https:\/\/www.youtube.com\/embed\/8HP8WhduIuw?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/p>\n<h2><strong>ATMs<\/strong>, <strong>fees<\/strong> and the smartest way to get <strong>CHF<\/strong><\/h2>\n<p>We, at the <strong>young explorers club<\/strong>, see <strong>ATMs<\/strong> on almost every corner in <strong>Switzerland<\/strong>. <strong>Bank ATMs<\/strong> and <strong>PostFinance<\/strong> machines handle international cards \u2014 <strong>Visa<\/strong>, <strong>Mastercard<\/strong>, <strong>Maestro<\/strong> \u2014 and many accept <strong>Bancomat<\/strong>. You\u2019ll find <strong>cash<\/strong> easily, even in <strong>smaller towns<\/strong>.<\/p>\n<p><strong>Swiss machines<\/strong> charge a <strong>local surcharge<\/strong> on <strong>foreign cards<\/strong>. Expect a <strong>cash withdrawal fee CHF 3\u201310 per withdrawal<\/strong> on top of whatever your <strong>home bank<\/strong> charges. <strong>Card payments<\/strong> can also suffer from an <strong>exchange spread<\/strong> that inflates costs. <strong>Airport and hotel exchange counters<\/strong> usually offer poor rates and wider margins; <strong>banks and post offices<\/strong> give better deals.<\/p>\n<h3>Practical rules I recommend<\/h3>\n<p>Below are the <strong>actions<\/strong> that <strong>save time and money<\/strong> when <strong>travelling with kids<\/strong>:<\/p>\n<ul>\n<li><strong>Withdraw larger amounts less often<\/strong> to cut the fixed per-withdrawal fee.<\/li>\n<li><strong>Use debit or credit cards with low foreign-transaction fees<\/strong>, or a <strong>multi-currency travel card<\/strong>.<\/li>\n<li><strong>Check ATM withdrawal limits<\/strong> before you leave and set a <strong>daily cash budget<\/strong> to avoid surprises.<\/li>\n<li><strong>Avoid airport and hotel exchange counters<\/strong>; use a <strong>bank branch<\/strong> or <strong>PostFinance<\/strong> for better rates.<\/li>\n<li><strong>Notify your bank about travel dates<\/strong> to prevent blocks on your cards.<\/li>\n<li><strong>Keep one backup card<\/strong> separate from your wallet in case of loss.<\/li>\n<\/ul>\n<p><strong>Worked example<\/strong> that makes the math obvious: if your <strong>home bank<\/strong> charges <strong>CHF 5<\/strong> plus a <strong>Swiss ATM surcharge CHF 5<\/strong> per withdrawal, two withdrawals will cost <strong>CHF 20<\/strong> in fees. With that in mind, one larger withdrawal often saves <strong>money<\/strong> and <strong>hassle<\/strong> when you\u2019re juggling kids and activities.<\/p>\n<p>I also suggest carrying a <strong>small amount of cash<\/strong> for <strong>markets<\/strong>, <strong>small alpine caf\u00e9s<\/strong> and situations where <strong>cards aren\u2019t accepted<\/strong>. For more on planning cash needs alongside activities, see our <a href=\"https:\/\/youngexplorersclub.ch\/family-trip-in-switzerland\/\"><strong>family trip in Switzerland<\/strong><\/a>.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/youngexplorersclub.ch\/wp-content\/uploads\/2025\/11\/DSF0297-Copy.jpg\" alt=\"Summer camp Switzerland, International summer camp\" title=\"\"><\/p>\n<h2>Transport, tickets and kids\u2019 discounts (trains, museums and attractions)<\/h2>\n<p>We know <strong>Swiss transport<\/strong> and <strong>attractions<\/strong> welcome families, and we use that to our advantage. Regional trains and long-distance services are set up for parents with small children. <strong>SBB<\/strong> often lets <strong>children under 6<\/strong> travel free, so factor that into trip budgets and seat reservations (check SBB\u2019s current fare policy for exact limits). Concessions usually exist for older children, but the age cutoff varies by operator and ticket type.<\/p>\n<p>The <strong>Swiss Travel Pass<\/strong> and related options can simplify pricing for mixed-age groups. Historically the <strong>Swiss Travel System Family Card<\/strong> allowed <strong>children under 16<\/strong> to travel free with a parent\u2019s pass; verify current rules for the <strong>Family Card<\/strong> and <strong>Swiss Travel Pass<\/strong> before you book. A <strong>family pass<\/strong> or multi-day regional card can be cheaper than single tickets when you plan several day trips.<\/p>\n<p><strong>Museums<\/strong> and <strong>attractions<\/strong> commonly offer free or reduced entry for kids. Typical child prices range from <strong>CHF 0\u201320<\/strong> for museum entry, with many venues allowing free admission for younger children or offering special <strong>family tickets<\/strong> that cover two adults plus kids at a discount. Look for explicit \u201cfamily ticket\u201d or \u201cchild rate\u201d fares at larger sites and seasonal offers at smaller attractions.<\/p>\n<p>We recommend these practical booking and travel habits:<\/p>\n<ul>\n<li>Purchase <strong>digital tickets<\/strong> when possible to avoid queues and to apply child discounts instantly.<\/li>\n<li><strong>Reserve seats<\/strong> on busy routes or scenic trains early; even free or discounted child places sometimes require a reservation.<\/li>\n<li>Keep <strong>cash<\/strong> and small-denomination coins for museum lockers, local trams, or souvenir stalls that don\u2019t accept cards.<\/li>\n<\/ul>\n<h3>Quick checklist before you travel<\/h3>\n<p>Below are the actions we always take before leaving the hotel or arriving at a museum or station:<\/p>\n<ul>\n<li><strong>Confirm age cutoffs<\/strong> and required documents with the operator (SBB, museum, or attraction).<\/li>\n<li><strong>Carry ID for children<\/strong> where needed\u2014passport or national ID often works for age verification.<\/li>\n<li>Check whether a <strong>Family Card<\/strong> or <strong>Swiss Travel Pass<\/strong> variant covers your children and compare pay-as-you-go vs. pass costs.<\/li>\n<li><strong>Buy or reserve tickets online<\/strong>, and save screenshots or PDFs of confirmations on your phone.<\/li>\n<li>Note <strong>refund and transfer rules<\/strong> for discounted child fares in case plans change.<\/li>\n<li>Pack a small pouch of <strong>CHF coins and notes<\/strong> for incidental purchases.<\/li>\n<li>Bring any <strong>membership<\/strong> or <strong>family discount cards<\/strong> that might apply at attractions.<\/li>\n<\/ul>\n<p>We at the <strong>young explorers club<\/strong> tie ticket choices to activity plans. For high-activity days\u2014hikes, lake trips, or multi-museum passes\u2014a <strong>day or multi-day pass<\/strong> often cuts costs and simplifies logistics. For one-off trips or short visits, point-to-point <strong>SBB fares<\/strong> plus child discounts can be cheaper.<\/p>\n<p>When you arrive, present <strong>proof of age<\/strong> if staff asks. Many venues enforce strict age limits for free entry and will ask for ID. If a child\u2019s age sits on the cutoff, carry documentation to avoid paying full price unexpectedly. Finally, if you want an easy place to start family planning and activity ideas around transport and attractions, see our <strong>family trip page<\/strong> for linked resources and sample itineraries.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/youngexplorersclub.ch\/wp-content\/uploads\/2025\/11\/20250715_155458-Copy.jpg\" alt=\"Summer camp Switzerland, International summer camp\" title=\"\"><\/p>\n<h2><strong>Teaching kids<\/strong> and <strong>staying safe<\/strong> with <strong>money on the go<\/strong><\/h2>\n<p>We use <strong>real CHF coins and notes<\/strong> in quick, hands-on sessions so kids learn <strong>coin recognition<\/strong> and the core rule: <strong>100 rappen = 1 CHF<\/strong>. To keep lessons short and effective, I run a <strong>three-step mini-lesson<\/strong> and we follow it every time we practice.<\/p>\n<ol>\n<li><strong>Coin ID + conversion<\/strong> \u2014 children sort coins by <strong>size<\/strong>, <strong>color<\/strong> and <strong>value<\/strong>, say each denomination aloud, and recite <strong>100 rappen = 1 CHF<\/strong>.<\/li>\n<li><strong>Practice making change up to CHF 10<\/strong> \u2014 we <strong>role-play cash transactions<\/strong> so kids learn to add and subtract in real time.<\/li>\n<li><strong>Small supervised shopping trip<\/strong> \u2014 we set a <strong>spending limit<\/strong>, let children pay, then reflect with questions like: <strong>what did you buy<\/strong>, <strong>how did you pay<\/strong>, <strong>what change did you get<\/strong>?<\/li>\n<\/ol>\n<p>I show older children a <strong>Twint demo<\/strong> and how <strong>contactless payments<\/strong> work on a <strong>phone<\/strong> or <strong>card<\/strong>. During the demo we <strong>check balances<\/strong>, <strong>read receipts<\/strong> and confirm how to <strong>cancel a payment<\/strong> if needed. I recommend <strong>turning off contactless<\/strong> on children\u2019s cards unless someone is watching and <strong>setting daily spending limits<\/strong> where the bank or card app allows it.<\/p>\n<p><strong>Safety and storage<\/strong> matter as much as skills. Keep coins and cash in a <strong>coin pouch<\/strong> and use <strong>separate wallets<\/strong> for adults and children\u2019s pocket money. Teach kids <strong>not to display large sums<\/strong> in public and give them a short <strong>script for lost items<\/strong>: who to call and where to go for help. We also suggest a <strong>prepaid travel card<\/strong> for pocket money so you limit risk and control reloads.<\/p>\n<p>Use the <strong>packing routine<\/strong> to remind families what to bring; a <strong>coin pouch<\/strong> and <strong>emergency card copy<\/strong> are essentials \u2014 see our summer packing list for more tips. We also advise adding a <strong>lost card hotline<\/strong> to your emergency notes and consider <strong>turning off contactless<\/strong> if kids won\u2019t be supervised.<\/p>\n<h3><strong>Emergency card template &amp; quick rules<\/strong><\/h3>\n<ul>\n<li><strong>Bank name<\/strong> (primary account)<\/li>\n<li><strong>Emergency card number(s)<\/strong> to block cards (list all cards)<\/li>\n<li><strong>Lost card hotline<\/strong> and <strong>bank phone<\/strong> for immediate blocking<\/li>\n<li><strong>Local embassy\/consulate<\/strong> contact details<\/li>\n<li><strong>Steps to block and report lost\/stolen cards<\/strong> (who to call first, required info, local police if needed)<\/li>\n<li><strong>Parent\/guardian contact<\/strong> and a <strong>secondary contact<\/strong><\/li>\n<\/ul>\n<p>We practice carrying a <strong>laminated copy<\/strong> of this <strong>emergency card<\/strong> and <strong>role-play a lost-card call<\/strong> so kids stay calm. We keep instructions simple, repeat them often, and make sure every child knows where their <strong>coin pouch<\/strong> and <strong>emergency card<\/strong> live.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/youngexplorersclub.ch\/wp-content\/uploads\/2025\/11\/L1005100-1.jpg\" alt=\"Summer camp Switzerland, International summer camp\" title=\"\"><\/p>\n<section>\n<h2>Sources<\/h2>\n<p><a href=\"https:\/\/www.snb.ch\/en\/iabout\/cash\" target=\"_blank\" rel=\"noopener\">Swiss National Bank \u2014 Banknotes and coins<\/a><\/p>\n<p><a href=\"https:\/\/www.snb.ch\/en\/topics\/payment-system\" target=\"_blank\" rel=\"noopener\">Swiss National Bank \u2014 Payment behaviour in Switzerland \/ Payment systems<\/a><\/p>\n<p><a href=\"https:\/\/www.six-group.com\/en\/products-services\/swiss-payment-monitor.html\" target=\"_blank\" rel=\"noopener\">SIX Group \u2014 Swiss Payment Monitor<\/a><\/p>\n<p><a href=\"https:\/\/www.bfs.admin.ch\/bfs\/en\/home\/statistics\/economic-social-situation-population\/household-budget.html\" target=\"_blank\" rel=\"noopener\">Swiss Federal Statistical Office (FSO) \u2014 Household budget survey (HBS)<\/a><\/p>\n<p><a href=\"https:\/\/www.sbb.ch\/en\/travelcards-and-tickets\/railpass-and-swiss-travel-pass.html\" target=\"_blank\" rel=\"noopener\">SBB CFF FFS \u2014 Travelcards and tickets (including information for children and youth)<\/a><\/p>\n<p><a href=\"https:\/\/www.swisstravelsystem.com\/en\/family-card\/\" target=\"_blank\" rel=\"noopener\">Swiss Travel System \u2014 Family Card<\/a><\/p>\n<p><a href=\"https:\/\/www.twint.ch\/en\/\" target=\"_blank\" rel=\"noopener\">TWINT \u2014 TWINT: The Swiss mobile payment solution<\/a><\/p>\n<p><a href=\"https:\/\/www.postfinance.ch\/en\/private\/cards\/withdrawals.html\" target=\"_blank\" rel=\"noopener\">PostFinance \u2014 Cash withdrawals and ATM information<\/a><\/p>\n<p><a href=\"https:\/\/www.ubs.com\/ch\/en\/personal\/banking\/cards-payments.html\" target=\"_blank\" rel=\"noopener\">UBS \u2014 Cards &#038; payments (information for travelling and card use)<\/a><\/p>\n<p><a href=\"https:\/\/www.swissinfo.ch\/eng\/cash-still-king_in-switzerland--but-not-for-long\/44971886\" target=\"_blank\" rel=\"noopener\">SWI swissinfo.ch \u2014 Cash still king in Switzerland, but not for long<\/a><\/p>\n<p><a href=\"https:\/\/www.sbb.ch\/en\/pages\/tools\/fare-calculator\" target=\"_blank\" rel=\"noopener\">SBB CFF FFS \u2014 Fare calculator (check current child fares and ticket prices)<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Family money tips for Swiss trips: carry 5\u201320 CHF coins, a hidden 50\u2013200 CHF note, backup contactless cards, teach kids coins and use Twint.<\/p>\n","protected":false},"author":1,"featured_media":64510,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","_joinchat":[],"footnotes":""},"categories":[307,298,302,291,292],"tags":[],"class_list":["post-68101","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-camping-en","category-climbing-en","category-cycling-en","category-explores","category-travel-en"],"wpml_language":null,"taxonomy_info":{"category":[{"value":307,"label":"Camping"},{"value":298,"label":"Climbing"},{"value":302,"label":"Cycling"},{"value":291,"label":"Explores"},{"value":292,"label":"Travel"}]},"featured_image_src_large":["https:\/\/youngexplorersclub.ch\/wp-content\/uploads\/2025\/11\/IMG_2716-Copy-1024x768.jpg",1024,768,true],"author_info":{"display_name":"grivas","author_link":"https:\/\/youngexplorersclub.ch\/fr\/author\/grivas\/"},"comment_info":"","category_info":[{"term_id":307,"name":"Camping","slug":"camping-en","term_group":0,"term_taxonomy_id":307,"taxonomy":"category","description":"","parent":0,"count":500,"filter":"raw","cat_ID":307,"category_count":500,"category_description":"","cat_name":"Camping","category_nicename":"camping-en","category_parent":0},{"term_id":298,"name":"Climbing","slug":"climbing-en","term_group":0,"term_taxonomy_id":298,"taxonomy":"category","description":"","parent":0,"count":500,"filter":"raw","cat_ID":298,"category_count":500,"category_description":"","cat_name":"Climbing","category_nicename":"climbing-en","category_parent":0},{"term_id":302,"name":"Cycling","slug":"cycling-en","term_group":0,"term_taxonomy_id":302,"taxonomy":"category","description":"","parent":0,"count":500,"filter":"raw","cat_ID":302,"category_count":500,"category_description":"","cat_name":"Cycling","category_nicename":"cycling-en","category_parent":0},{"term_id":291,"name":"Explores","slug":"explores","term_group":0,"term_taxonomy_id":291,"taxonomy":"category","description":"","parent":0,"count":500,"filter":"raw","cat_ID":291,"category_count":500,"category_description":"","cat_name":"Explores","category_nicename":"explores","category_parent":0},{"term_id":292,"name":"Travel","slug":"travel-en","term_group":0,"term_taxonomy_id":292,"taxonomy":"category","description":"","parent":0,"count":499,"filter":"raw","cat_ID":292,"category_count":499,"category_description":"","cat_name":"Travel","category_nicename":"travel-en","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/youngexplorersclub.ch\/fr\/wp-json\/wp\/v2\/posts\/68101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/youngexplorersclub.ch\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/youngexplorersclub.ch\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/youngexplorersclub.ch\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/youngexplorersclub.ch\/fr\/wp-json\/wp\/v2\/comments?post=68101"}],"version-history":[{"count":0,"href":"https:\/\/youngexplorersclub.ch\/fr\/wp-json\/wp\/v2\/posts\/68101\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/youngexplorersclub.ch\/fr\/wp-json\/wp\/v2\/media\/64510"}],"wp:attachment":[{"href":"https:\/\/youngexplorersclub.ch\/fr\/wp-json\/wp\/v2\/media?parent=68101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/youngexplorersclub.ch\/fr\/wp-json\/wp\/v2\/categories?post=68101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/youngexplorersclub.ch\/fr\/wp-json\/wp\/v2\/tags?post=68101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}